If you earn under $55,000 a year in Canada, you likely qualify for between $2,000 and $22,000+ in tax-free federal benefits and credits — most paid automatically when you file your tax return.
← Back to all Canadian government benefitsHousehold income: Under $20,000
Household income: $20,000 – $35,000
Household income: $35,000 – $55,000
Household income: $55,000+
GST/HST credit (becoming CGEB July 2026): Quarterly tax-free payment to offset sales tax. Up to $698/yr for couples + $184/child. Auto-calculated from your tax return.
Canada Workers Benefit (CWB): Refundable tax credit for low-income workers. Up to $1,590 single / $2,739 family. Quarterly advance payments available.
Canada Child Benefit (CCB): Up to $7,997/yr per child under 6, $6,748 ages 6–17. Phases out gradually past $36K family income.
Guaranteed Income Supplement (GIS): If you're 65+ on OAS, GIS adds up to $1,087/mo for singles earning under $22,056.
Canadian Dental Care Plan (CDCP): Federal dental insurance for households earning under $90K. Zero premium under $70K.
Canada Disability Benefit (CDB): New as of July 2025. Up to $200/mo for adults 18–64 with the Disability Tax Credit.
Get a personalized list with estimated annual amounts for CWB, GST/HST credit, CCB, GIS, CDCP and more — under 60 seconds, all in your browser.
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