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Privacy Policy

Privacy Policy answers a concrete Canadian money task with visible methodology, source links, related tools, limitations, and a dated editorial review. Documents cookies, consent choices, analytics, advertising storage, calculator input handling, and privacy request routes.

Last reviewed: 2026-05-13

What this page covers

Documents cookies, consent choices, analytics, advertising storage, calculator input handling, and privacy request routes.

This page has a clear Canadian reader task, visible limitations, dated review notes, and source links that can be checked without signing in. The interactive app below may add calculators, tables, charts, or article formatting; this overview keeps the core context available when JavaScript is slow or unavailable.

Practical use cases

  • Read the Privacy Policy summary, then check the source links and related calculators before making a money decision.
  • Treat product comparisons as decision frameworks; the right choice depends on fees, eligibility, account type, province, household details, and risk tolerance.
  • Send corrections when a public rate, threshold, eligibility rule, or linked source changes so the page can be reviewed with a visible date.

Sources checked

  • Canada Revenue Agency
  • Financial Consumer Agency of Canada
  • Statistics Canada

How to use this page

How to use Privacy Policy. Documents cookies, consent choices, analytics, advertising storage, calculator input handling, and privacy request routes. This reference page is written for Canadian readers who need enough context to decide what to check next, not just a bare field, rate, table, or product name. Start with the page purpose, then compare the examples, sources, limitations, and related pages before acting. Read the Privacy Policy summary, then check the source links and related calculators before making a money decision. Treat product comparisons as decision frameworks; the right choice depends on fees, eligibility, account type, province, household details, and risk tolerance. If the topic affects a tax filing, benefit application, credit decision, home purchase, investment choice, payroll question, or immigration-adjacent money plan, treat the page as a planning aid and keep the official source open while you work.

What can change the answer. The main assumptions are the reader's task, province, account type, household facts, and whether the linked calculator, policy page, or official source still matches the decision being made. Trust pages also explain who publishes the site, how to request corrections, and how privacy choices work. For Privacy Policy, the safest workflow is to change one input or fact at a time and write down which assumption moved the result. That makes it easier to separate a real decision from noise caused by an outdated rate, a rounded estimate, a promotional offer, a province-specific rule, or a missing household detail. Send corrections when a public rate, threshold, eligibility rule, or linked source changes so the page can be reviewed with a visible date. When a page compares products or paths, the comparison is framed around reader fit, fees, limits, eligibility, time horizon, and tradeoffs rather than a single universal winner.

Where to verify Privacy Policy. The source list for this page includes Canada Revenue Agency, Financial Consumer Agency of Canada, Statistics Canada. These links are chosen because primary government pages, regulators, public data providers, and issuer disclosures are better verification points than copied summaries. Use them to confirm thresholds, payment dates, rates, deadlines, contribution limits, account rules, fee schedules, and eligibility language before relying on a result. LoonieLabs keeps a visible reviewed date so readers can judge whether a page is current enough for the decision they are making. If a linked source changes, the corrections page and contact page give readers a direct way to flag the issue.

Limitations for Privacy Policy. This page is informational and describes site policies, navigation, editorial process, privacy choices, or contact routes. It does not create a client relationship, professional engagement, or guarantee that every linked page is appropriate for every reader. LoonieLabs publishes plain-language educational material and keeps advertising separate from editorial ordering, examples, calculator formulas, warnings, and source selection. A page can still be useful when it narrows a question, shows the variables that matter, and points to stronger evidence, but it should not be used to bypass a notice, assessment, quote, contract, statement, or professional review that applies to the reader's own facts.

Privacy and data handling. Calculator-style pages process ordinary inputs in the browser where possible, and analytics pageviews are sent without calculator query strings. Optional analytics and advertising storage are controlled through consent choices. LoonieLabs does not sell calculator inputs, does not require an account for these tools, and does not use personalized ad targeting in the current launch configuration. Those privacy choices matter because many pages involve taxes, benefits, housing, credit, investing, newcomer planning, family income, or other sensitive household decisions.

Related next steps. Readers using Privacy Policy may also want All Canadian calculators, Canadian money guides, Editorial methodology, Corrections policy, Financial disclaimer. Related links are meant to connect the next practical task: checking methodology, reading the disclaimer, reporting a correction, comparing a calculator result, or finding a broader guide. If the page is too narrow for the reader's situation, those links should make it easier to move from an estimate to a source-backed explanation. If the page cannot answer the question with enough Canadian context, the correct next step is to verify with an official source, a regulated institution, an employer, a lender, or a qualified professional.

Related pages

All Canadian calculatorsCanadian money guidesEditorial methodologyCorrections policyFinancial disclaimer
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(c) 2026 LoonieLabs. Built in Winnipeg, Canada.

Calculators are estimates. Verify important decisions with official sources or a qualified professional.

Privacy Policy

Last updated: May 14, 2026

Who we are

LoonieLabs is a Canadian financial information site published by an independent editorial team based in Winnipeg, Manitoba. This policy describes what we collect, how we use it, and the choices you have. Privacy questions can be sent to privacy@loonielabs.ca.

What we collect

We do not require accounts and do not ask for personal information to use any calculator. Calculator inputs such as income, age, contributions, rates, balances, or family details are processed in your browser and are not sent to our servers.

In the current launch build, we collect only:

  • Google Analytics page and event measurement only after you accept analytics cookies in the cookie banner. Google Consent Mode starts analytics storage as denied until a valid choice is saved.
  • Standard hosting and security logs, such as IP address and user agent, processed by Vercel for security, abuse prevention, and delivery of the site.
  • Anything you voluntarily send us by email or through a contact link.

Newsletter signups, product waitlists, gated downloads, and roadmap database writes are paused for the AdSense launch build.

Cookies and similar technologies

You control optional cookies through the cookie banner or the "Cookie preferences" link in the footer.

  • Necessary - theme preference and the consent record itself, stored in browser localStorage. These keep the site working.
  • Analytics - Google Analytics page and event measurement. Analytics is denied by default and starts only after you accept it in the banner or cookie preferences. Calculator query strings are not sent in GA pageview URLs.
  • Advertising - when advertising is enabled, Google AdSense and certified partners may use cookies to deliver, measure, and protect ads. Consent Mode starts denied until you accept advertising, and ad personalization remains denied in the current launch configuration.

Google AdSense and DoubleClick

LoonieLabs is preparing to use Google AdSense. Third-party vendors, including Google, may use cookies or similar technologies to serve ads based on prior visits to this site or other websites after the ad script is intentionally enabled.

  • Google may use advertising cookies, including the DoubleClick DART cookie.
  • Google may measure ad performance and protect against invalid traffic or fraud.
  • If you decline advertising cookies in our banner, we ask Google to use denied ad storage. LoonieLabs also keeps ad personalization denied even when advertising storage is accepted.

You can opt out of personalized advertising in Google Ads Settings. You can also review Google's explanation of how it uses information from sites and apps that use Google services at policies.google.com/technologies/partner-sites.

Third-party vendors

We use Google Analytics, Google AdSense when enabled for review or approval, and Vercel for hosting, CDN delivery, analytics, and performance monitoring. Vercel Analytics and Vercel Speed Insights are cookieless and aggregate performance-oriented services. We do not sell, rent, or trade personal information for marketing purposes.

How we use what we collect

Analytics helps us understand which calculators and guides are useful. Hosting logs help keep the site secure. Messages you send us are used to respond to you. We do not build individual visitor profiles from calculator inputs.

Your rights

You may ask us to access, correct, or delete personal data we hold about you.

  • Withdraw analytics or advertising consent by reopening cookie preferences.
  • Contact us at privacy@loonielabs.ca for privacy requests.
  • File a complaint with the Office of the Privacy Commissioner of Canada at priv.gc.ca.

CASL compliance

We do not send unsolicited commercial email. If a newsletter or waitlist returns later, it will require express opt-in and will include a clear unsubscribe path.

Children's privacy

Our content is intended for adults making financial decisions. We do not knowingly collect data from anyone under 13. If you believe a child has provided us information, email us and we will delete it.

Changes to this policy

When this policy changes materially, we update the last-updated date and may re-prompt the consent banner so you can review your choices.

Contact

Privacy questions: privacy@loonielabs.ca. General questions: hello@loonielabs.ca.