GST/HST credit calculator Canada
Estimate GST/HST credit ranges using family and income assumptions.
Free tool
2026 updated
Canada
GST/HST Credit Calculator 2026
Estimate your GST/HST credit for the 2025–26 benefit year based on your family status, income, and number of children under 19. We also estimate the one-time June 5, 2026 top-up (50% of your annual amount) before the credit is replaced by the Canada Groceries and Essentials Benefit in July.
Your details
Enter your net income to see your estimated GST/HST credit.
Notes from the editor
The single biggest source of confusion with this credit is timing, not math: the CRA calculates it from last year's tax return, so a 2025 raise will not change your deposits until July 2026. The calculator below uses the same base amounts and phase-out thresholds the CRA publishes, so you can compare its output against your own CRA My Account notice.
Worked example: single Alberta adult, $38,000 net income (2025–26 year)
- Base (single): $533
- Single supplement (income above $11,337): full $184 kicks in
- Phase-out (income above $45,521): $0 — under threshold
- Annual credit: $717 → $179.25/quarter on Jan 3, Apr 3, Jul 3, Oct 3
At $50,000 income, phase-out kicks in: $4,479 × 5% = $224 reduction → annual drops to ~$493.
What changed for 2026
The 2025–26 amounts are 2.7% higher than 2024–25 (CPI indexation). Bigger story: this is the final benefit year for the GST/HST credit — starting July 2026 it gets replaced by the new Canada Groceries and Essentials Benefit (CGEB), which raises the base for couples and per-child amounts. Same payment cadence, different name on your CRA notice.
Primary source: CRA — GST/HST credit overview
How the GST/HST credit is calculated
- Base amount based on your family status: $533 (single) or $698 (couple).
- Plus per child: $184 for each child under 19.
- Plus single supplement (single adults only): up to $184, phased in based on income above $11,337.
- Minus phase-out: 5% of family net income above $45,521.
- Divided by 4 for quarterly payments.
2026 payment dates
- January 3, 2026 — Q1 quarterly payment
- April 4, 2026 — Q2 quarterly payment
- June 5, 2026 — one-time top-up (50% of annual)
- July 5, 2026 — first CGEB payment (replaces GST credit)
- October 5, 2026 — CGEB Q2
Frequently asked questions
You might also like
Sources
- CRA RC4210 — GST/HST credit guide
- CRA — GST/HST credit overview
- Department of Finance Canada — CGEB and June top-up
General information only. Not tax or financial advice. Verify your exact entitlement with the CRA. Last reviewed: April 29, 2026.
Last reviewed: April 29, 2026