Quick estimator for your 2026 self-employed CPP contribution. Pair with the full self-employed tax calculator.
Net = gross income minus eligible business expenses (T2125).
Calculate your 2026 self-employed CPP contribution. Self-employed Canadians pay both the employee and employer portion — 11.9% on income $3,500–$71,300, plus 8% CPP2 on income $71,300–$81,200. Maximum 2026 contribution: $8,460.90.
Q
How much CPP do self-employed people pay in 2026?
A
Self-employed Canadians pay 11.9% of net business income between $3,500 and $71,300 (the 'CPP1' tier) — both the employee and employer halves, since you are both. Plus 8% CPP2 on income from $71,300 to $81,200. The maximum 2026 CPP contribution for someone fully self-employed is $8,460.90.
Last reviewed 2026-04-21