Honest, no-referral Koho coverage — what's actually free, what unlocks at each paid tier, whether the credit builder works, and how it stacks up against Wealthsimple Cash and EQ Bank.
Prepaid card + cashback vs full-service digital bank.
$10/mo credit-builder — does it actually move scores?
The high-rate offer, eligibility, and fine print.
CDIC coverage, regulator, parent company, security.
Cashback card vs daily-banking account head-to-head.
Closing your account, getting a refund, removing the card.
Plan-tier comparison: cashback, interest, credit building.
See where Koho fits in the Canadian card market.
Estimate the impact of Koho's credit-building product.
Compare Koho's interest offer against pure HISAs.
We do not accept referrals from Koho. Information verified against Koho's published terms and Peoples Trust disclosures. Last reviewed: April 2026.
Last reviewed: April 2026