What we cover

• Bank of Canada rate decisions, the MPR, and what they mean for Canadian mortgages, GICs, and HISAs.
• S&P/TSX Composite sector moves and the broad-market read-through for couch-potato investors.
• Big-Six Canadian bank earnings — provisions for credit losses (PCLs), capital ratios, dividend changes.
• Canadian-listed broad-market and core building-block ETFs (TFSA/RRSP/FHSA staples).

What we don't cover

• Single-stock buy/sell/hold recommendations or price targets.
• Options, futures, leveraged or inverse ETFs, day-trading strategies.
• Cryptocurrency trading, NFTs, or any asset where the primary use case is speculation.
• Real-time quotes. Everything we publish is intentionally delayed and clearly dated.

Data sources

Free, primary, official sources only. We link to each one inline so you can verify anything we report.

• Bank of Canada Valet API — overnight rate, yield curve, exchange rates.
• Statistics Canada — CPI, GDP, labour force, retail sales.
• SEDAR+ — Canadian issuer filings, prospectuses, MD&A.
• TMX Money — TSX index data and corporate disclosures.
• Issuer fund pages for ETF facts (Vanguard, BlackRock, BMO, Global X, etc.).

Update cadence

• Markets briefs: published when there is a development worth explaining, each covering the prior trading week and stamped with its publication date.
• ETF Screener: figures refreshed periodically (snapshot date stamped on the page).
• News articles (BoC decisions, earnings): dated at publication; check the date on each article before acting on rate-sensitive information.

Conflicts of interest

• We do not hold positions in any individual security discussed in markets coverage.
• We accept no paid placement, sponsored content, or affiliate revenue on Markets desk pages.
• The site is monetized via Google AdSense (display only). Ads are clearly labelled.
• We are not registered investment advisors. Nothing here is personalized financial advice.

Voice and approach

Calm, evidence-based, plain-language. Closer to a Sunday-evening read than a trading floor. We lead with the number, link to the source, and tell you what would change our mind. If we get something wrong, we correct it inline with a dated note rather than quietly editing.