Real 2026 monthly costs for London, Ontario — rent, food, transit, utilities, and childcare. Then a salary affordability table so you can quickly see if your income covers it.
Single adult / month
$2,765
Family of 4 / month
$6,137
Living wage (single)
$20.45/hr
| Category | Single (1BR) | Couple (1BR) | Family of 4 (2BR) |
|---|---|---|---|
| Rent | $1,600 | $1,600 | $2,000 |
| Groceries | $410 | $759 | $1,312 |
| Transit | $95 | $190 | $190 |
| Utilities | $175 | $201 | $228 |
| Phone | $55 | $55 | $55 |
| Misc | $430 | $688 | $1,032 |
| Childcare (2 kids) | — | — | $1,320 |
| Total / month | $2,765 | $3,493 | $6,137 |
| Salary | Take-home / month | Single | Family |
|---|---|---|---|
| $50,000 | $3,320 | ✅ | ❌ |
| $75,000 | $4,839 | ✅ | ❌ |
| $100,000 | $6,284 | ✅ | ✅ |
| $150,000 | $9,090 | ✅ | ✅ |
"Affords" means take-home covers basic monthly cost — does not include savings, debt, or vacations.
Southwestern Ontario hub. University-town economy, cheaper than GTA, healthcare and insurance employers.
Median household income in London: $76,000 (Statistics Canada). Provincial code: ON (Ontario).
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