Real 2026 monthly costs for Montreal, Quebec — rent, food, transit, utilities, and childcare. Then a salary affordability table so you can quickly see if your income covers it.
Single adult / month
$2,560
Family of 4 / month
$4,953
Living wage (single)
$18.93/hr
| Category | Single (1BR) | Couple (1BR) | Family of 4 (2BR) |
|---|---|---|---|
| Rent | $1,450 | $1,450 | $1,850 |
| Groceries | $395 | $731 | $1,264 |
| Transit | $100 | $200 | $200 |
| Utilities | $145 | $167 | $189 |
| Phone | $50 | $50 | $50 |
| Misc | $420 | $672 | $1,008 |
| Childcare (2 kids) | — | — | $392 |
| Total / month | $2,560 | $3,270 | $4,953 |
| Salary | Take-home / month | Single | Family |
|---|---|---|---|
| $50,000 | $3,192 | ✅ | ❌ |
| $75,000 | $4,598 | ✅ | ❌ |
| $100,000 | $5,909 | ✅ | ✅ |
| $150,000 | $8,414 | ✅ | ✅ |
"Affords" means take-home covers basic monthly cost — does not include savings, debt, or vacations.
Largest city in Quebec. French-speaking, lowest big-city rent, world-leading subsidized childcare ($9.10/day in 2026).
Median household income in Montreal: $64,000 (Statistics Canada). Provincial code: QC (Quebec).
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