Real 2026 monthly costs for St. John's, Newfoundland and Labrador — rent, food, transit, utilities, and childcare. Then a salary affordability table so you can quickly see if your income covers it.
Single adult / month
$2,410
Family of 4 / month
$5,478
Living wage (single)
$17.83/hr
| Category | Single (1BR) | Couple (1BR) | Family of 4 (2BR) |
|---|---|---|---|
| Rent | $1,200 | $1,200 | $1,550 |
| Groceries | $425 | $786 | $1,360 |
| Transit | $90 | $180 | $180 |
| Utilities | $230 | $265 | $299 |
| Phone | $55 | $55 | $55 |
| Misc | $410 | $656 | $984 |
| Childcare (2 kids) | — | — | $1,050 |
| Total / month | $2,410 | $3,142 | $5,478 |
| Salary | Take-home / month | Single | Family |
|---|---|---|---|
| $50,000 | $3,208 | ✅ | ❌ |
| $75,000 | $4,595 | ✅ | ❌ |
| $100,000 | $5,929 | ✅ | ✅ |
| $150,000 | $8,510 | ✅ | ✅ |
"Affords" means take-home covers basic monthly cost — does not include savings, debt, or vacations.
Newfoundland's capital. Oil and ocean economy, very cheap rent, wet maritime climate, $10/day childcare program.
Median household income in St. John's: $78,000 (Statistics Canada). Provincial code: NL (Newfoundland and Labrador).
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