Canadian personal finance news
Canadian personal finance news explained with practical household context: rates, benefits, taxes, and deadlines.
Canadian personal finance news explained with practical household context: rates, benefits, taxes, and deadlines.
Canadian personal finance news explained with practical household context: rates, benefits, taxes, and deadlines.
Plain-English analysis of Canadian rate decisions, CRA changes, Express Entry draws, and federal benefits. Every story is dated and source-linked; we publish when there is something worth explaining, not on a fixed schedule.
Showing 17 of 17 stories
IRCC's permanent residence processing times as of April 2026: Express Entry CEC at 5 months, PNP at 11 months, spousal at 10 months. Full breakdown by program.
The Bank of Canada held its overnight rate at 2.25% on June 10, 2026, matching the consensus call from five of six major bank economics teams. Here's the outlook heading into July.
IRCC issued 2,000 ITAs in a Canadian Experience Class–only Express Entry draw on April 14, 2026. CRS cut-off hit a new 2026 high. Full breakdown here.
Only 9 days left to file your 2025 Canadian tax return before the April 30, 2026 deadline. Penalty rules, fastest filing options, and what to do if you can't pay.
Ottawa announced a one-time CGEB top-up landing June 5, 2026, equal to 50% of your January GST/HST credit. Full eligibility and amounts here.
Where the S&P/TSX Composite stands year-to-date in 2026: sector leaders, laggards, and what the moves mean for index ETF holders.
The Bank of Canada held its overnight rate at 2.25% on June 10, 2026 — a fourth straight hold. Here's what it means for mortgages, savings, and the next decision on July 29.
The Big-5 Canadian banks report Q1 2026 earnings in late May. Here's the report calendar, what to watch on PCLs and margins, and what it means for dividends.
The federal fuel charge ended April 1, 2025, and the final Canada Carbon Rebate landed April 22, 2025. Here's why you won't see one in 2026 and what changed.
The Bank of Canada held its overnight rate at 2.25% on April 29, 2026, as most economists expected. Here's what the hold means for mortgages, HISAs, and GICs.
The 2026 Canadian tax deadline is April 30. Late filers face 5% penalties plus 1% per month. File now even if you can't pay.
The July 2026 GST/HST credit payment lands July 5. Maximum amounts, income thresholds, and what changes for the new benefit year starting July.
Federal Budget 2026 personal finance highlights: housing measures, capital gains changes, benefit increases, and tax bracket updates affecting Canadians.
The Canada Groceries and Essentials Benefit replaces the GST/HST credit in July 2026 with higher payments. No application needed.
In 2026, Canada's capital gains inclusion rate is 50% — the proposed 66.67% hike and the $250,000 threshold were officially cancelled in March 2025. Here's exactly what applies to your sale, with examples for rental property, stocks, and estates.
The April 2026 Canada Child Benefit payment date is April 17. Here are the amounts, eligibility rules, and what to do if your payment is late.
CRA confirms the 2026 TFSA contribution limit is $7,000. Cumulative room reaches $102,000 for anyone who was 18+ in 2009.